> ## Documentation Index
> Fetch the complete documentation index at: https://docs.go.aiinsurance.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Exposures

> The exposures list, creating exposures, and the exposure detail page — the cross-reference hub linking to every quote, policy, submission, and event that touches it.

An [**exposure**](/entities/exposure) is a thing you insure — a property, a
vehicle, a physician, a location, whatever your company's lines of business
cover (some companies call this the *insured*). Exposures exist independently
of any one quote or policy: the same exposure can appear on this year's policy,
next year's renewal, several quotes, and a claim. That makes the exposure
detail page the natural **cross-reference hub** — from one exposure you can
reach everything that touches it.

Open the area from the **Exposures** entry in the sidebar.

<Note>
  Which fields an exposure carries — and which **exposure types** exist
  (property, vehicle, physician, …) — depends entirely on how your company is
  configured. See [How your app is configured](/app/getting-started/configuration).
</Note>

## The exposures list

<Frame caption="The exposures list with its filters and toolbar buttons.">
  <img src="https://mintcdn.com/ai-insurance-fmv1/XH5fzBvkqbS_uBK9/assets/app/features/exposures-list.png?fit=max&auto=format&n=XH5fzBvkqbS_uBK9&q=85&s=d16982b1b795a4d2317a58426a09d763" alt="The Exposures list page showing a table with Name, Type, Address, Last Updated, and Created columns, an Add Filters button, and Edit Columns, Export Exposures, and New Exposure buttons at the top right." width="2180" height="1190" data-path="assets/app/features/exposures-list.png" />
</Frame>

* **Columns** — the defaults are *Name*, *Type*, *Address*, *Last Updated*, and
  *Created*. **Edit Columns** adds, removes, and reorders columns — any
  configured exposure field, plus the system columns *Created*, *Last
  Updated*, *Created By*, and *Updated By*.
* **Filters** — **Add Filters** builds filters on any column; active filters
  show as pills.
* **Sorting & pagination** — click a sortable column header to sort (newest
  updated first by default); pick 25, 50, 100, or 200 rows per page.
* **Opening an exposure** — click a row to open its detail page.
* **Export Exposures** — the standard entity export (Excel, CSV, or Google
  Drive), carrying your current filters. See
  [Exports & saved views](/app/features/exports-saved-views).

## Creating an exposure

**New Exposure** at the top right of the list opens the create page: the
exposure's fields as configured for your company, laid out in cards. The
**Create** button stays disabled until every required field is filled;
**Cancel** returns you to the list. Creating saves the exposure and takes you
to its detail page.

<Frame caption="The create page — required fields must be filled before Create enables.">
  <img src="https://mintcdn.com/ai-insurance-fmv1/XH5fzBvkqbS_uBK9/assets/app/features/exposure-create.png?fit=max&auto=format&n=XH5fzBvkqbS_uBK9&q=85&s=4372455422af67dfe912e979e377b4f2" alt="The Create New Exposure page showing configured exposure fields laid out in cards with Cancel and Create buttons at the top right, Create disabled until required fields are filled." width="2184" height="928" data-path="assets/app/features/exposure-create.png" />
</Frame>

<Tip>
  Exposures are also created inside the quote flow — including in bulk from a
  spreadsheet — and linked to the quote as you go. See
  [Quoting new business](/app/workflows/quoting).
</Tip>

## The exposure detail page

The header shows the exposure's **name** and the **Actions** menu (see
[Actions](#the-actions-menu)). Below it, the tabs — each one a different view
of what references this exposure:

| Tab                                      | What it shows                                                                                                               | Visible when                   |
| ---------------------------------------- | --------------------------------------------------------------------------------------------------------------------------- | ------------------------------ |
| [Details](#the-details-tab)              | The exposure's fields, editable — with a policy-context lens to see the values a given policy holds for it.                 | Always                         |
| [Quotes](#the-cross-reference-tabs)      | Every quote that includes this exposure.                                                                                    | Your role can view quotes      |
| [Policies](#the-cross-reference-tabs)    | Every policy that covers, or has ever covered, this exposure.                                                               | Your role can view policies    |
| [Submissions](#the-cross-reference-tabs) | Every submission that references this exposure.                                                                             | Your role can view submissions |
| Files                                    | Files attached to the exposure — see [Files & notes](/app/features/files-notes).                                            | Your role can view files       |
| [Events](#the-cross-reference-tabs)      | The events (claims and incidents) filed against this exposure.                                                              | Your role can view events      |
| Notes                                    | Free-form notes on the exposure — see [Files & notes](/app/features/files-notes#the-notes-tab).                             | Your role can read notes       |
| Contacts                                 | The people linked to this exposure — see [Directory & contacts](/app/features/directory#the-contacts-tab-on-other-records). | Always                         |

## The Details tab

The Details tab shows the exposure's fields in cards. To change a value, edit
the card, make your changes, and save (or cancel to discard).

### The policy-context lens

An exposure has one set of **baseline** values — what you see and edit by
default — but each policy that covers it captured its *own* copy of the
exposure's values when it was bound, and those can differ (from the baseline,
and from date to date within a policy term). The dropdown at the top of the
tab switches between them:

<Frame caption="The Details tab with the context dropdown and the policy as-of date picker.">
  <img src="https://mintcdn.com/ai-insurance-fmv1/XH5fzBvkqbS_uBK9/assets/app/features/exposure-policy-context.png?fit=max&auto=format&n=XH5fzBvkqbS_uBK9&q=85&s=804772dec0cb260e1ce4527c65660242" alt="An exposure's Details tab showing a context dropdown with Baseline and linked-policy options, an As of date picker shown while a policy context is selected, and the exposure's field cards below in read-only mode." width="2174" height="1040" data-path="assets/app/features/exposure-policy-context.png" />
</Frame>

* **Baseline** (the default) — the exposure's own current values. This is the
  only context where the cards are editable.
* **A policy** — one entry per policy that references the exposure. Selecting
  one shows the exposure's values *as that policy holds them*, read-only, with
  an **As of** date picker (bounded to the policy's term) to view the values
  in force on any date — an endorsement to the policy may have changed them
  mid-term. If the selected policy has no data for this exposure on the chosen
  date, a notice says so.

<Note>
  Editing the baseline does **not** change what any bound policy holds — a
  policy's copy of the exposure changes only through an endorsement to that
  policy. See [Servicing a policy](/app/workflows/servicing-policies).
</Note>

## The cross-reference tabs

Four tabs list the records that reference this exposure. Each is a table with
its own **Edit Columns** button, and each row links to the record's detail
page:

* **Quotes** — every quote that includes this exposure. Default columns:
  *Quote Number* (pinned), *Submission*, *Status*, *Type*, *Last Updated*,
  *Created* — mirroring the Quotes list. See
  [Quotes](/app/features/quotes).
* **Policies** — every policy that covers this exposure, or covered it during
  any part of its term — one row per policy, shown at its latest state.
  Default columns mirror the [Policies list](/app/features/policies).
* **Submissions** — every submission that references this exposure. Default
  columns: *Submission Number* (pinned), *Name*, *Status*, *Type*, *Last
  Updated*, *Created*. See [Submissions](/app/features/submissions).
* **Events** — the claims and incidents filed against this exposure, with a
  search box. Default columns: *Event Name* (pinned), *Event Type*,
  *Reference ID*, *Status*. See [Events](/app/features/events).

<Frame caption="The Policies tab — every policy that has ever covered this exposure.">
  <img src="https://mintcdn.com/ai-insurance-fmv1/XH5fzBvkqbS_uBK9/assets/app/features/exposure-policies-tab.png?fit=max&auto=format&n=XH5fzBvkqbS_uBK9&q=85&s=16f7b10f3d232c7ce00ad2bf7d68be9f" alt="An exposure's Policies tab showing a table of linked policies with Policy Number, Status, Start Date, and End Date columns, each row linking to the policy's detail page." width="2162" height="622" data-path="assets/app/features/exposure-policies-tab.png" />
</Frame>

An empty tab says so explicitly (for example, *"No quotes reference this
exposure yet."*).

## The Actions menu

The **Actions** menu at the top right holds one action:

| Action          | Appears on                                        | What it does                                           |
| --------------- | ------------------------------------------------- | ------------------------------------------------------ |
| Delete Exposure | All exposures (if your role can delete exposures) | Permanently deletes the exposure after a confirmation. |

Before showing the confirmation, the app checks whether anything still
references the exposure. If something does — a quote, policy, submission, or
event still linked to it — the dialog explains why the exposure can't be
deleted, and the delete button is disabled. Otherwise, confirming deletes the
exposure and returns you to the list.

<Warning>
  Deleting an exposure is permanent — there is no undo. The reference check
  exists precisely because exposures are shared: remove it from the records
  that use it before deleting it.
</Warning>
